2013년 11월 24일 일요일

About 'horse life'|The Horse Life







About 'horse life'|The Horse Life








If               you               own               or               lease               a               horse,               you               need               to               consider               equine               insurance               coverage.

There               are               a               number               of               different               types               of               equine               insurance               coverage,               so               before               your               purchase               a               policy               or               policies,               you               should               evaluate               your               needs               based               on               the               value               of               your               horse,               how               it               is               used               and               your               personal               financial               situation.

Among               the               types               of               horse               insurance               are               the               following.
               Personal               Horse               Owners               Liability               Insurance.

This               is               insurance               that               protects               you               in               the               event               that               you               are               sued               because               of               harm               caused               by               your               horse               and               makes               payments               in               the               event               that               your               horse               causes               property               damage               or               bodily               injury.

This               coverage               does               not               extend               to               someone               riding               your               horse.

Your               homeowner's               insurance               policy               or               umbrella               liability               policy               may               provide               some               coverage               to               others               who               ride               your               horse,               but               it               is               a               good               idea               to               check               with               your               insurance               agent               before               making               this               assumption.
               Equine               Mortality               Insurance.

This               is               life               insurance               for               a               horse.

Whether               you               need               it               and               for               what               amount               depends               on               the               value               of               your               horse.

If               you               own               a               relatively               inexpensive               horse               that               is               used               for               recreational               riding,               you               may               choose               to               forego               it.

On               the               other               hand,               if               you               own               valuable               show               horses,               you               may               want               to               purchase               equine               mortality               insurance.

To               obtain               mortality               insurance               for               your               horse               you               will               need               to               estimate               its               value.

This               can               be               done               by               using               a               bill               of               sale,               an               appraisal               or               the               price               commanded               in               the               sale               of               a               comparable               horse.

In               addition,               for               some               horses,               you               may               be               able               to               estimate               value               based               on               a               percentage               of               prize               winnings               or               training               costs,               performance               levels               and               so               on.

One               reason               to               consider               mortality               insurance               is               that               you               cannot               obtain               major               medical               and               surgical               insurance               for               horses               except               in               conjunction               with               mortality               insurance.
               Equine               Major               Medical               and               Surgical.

This               is               an               add-on               to               equine               mortality               insurance               and               cannot               be               purchased               separately.

Some               mortality               insurance               includes               limited               coverage               for               colic               surgery               (usually               up               to               60%               of               the               value               of               the               horse               to               a               maximum               limit               of               $3,000),               but               you               may               want               additional               coverage               for               other               illnesses               and               injury               since               veterinary               fees               for               horses               can               be               high.
               If               your               horses               are               part               of               a               business,               you               may               need               additional               horse               insurance               or               commercial               policies.
               As               with               any               insurance,               shop               around               and               compare               rates               and               coverage               before               purchasing               a               horse               insurance               policy.

One               good               way               to               find               a               reputable               company               that               provides               equine               insurance               is               to               ask               to               other               horse               owners               who               already               have               insurance               for               recommendations.

In               addition,               you               can               check               with               specialty               insurers               like               Fry's               Equine               Insurance,               which               advertises               that               it               is               one               of               the               oldest               equine               insurance               agencies               in               the               country               (see               www.frysequineinsurance.com)               or               Markel               Insurance               Company               (see               www.horseinsurance.com).
               When               applying               for               horse               insurance,               be               prepared               to               provide               detailed               information               about               your               horse               including               its               value,               its               age               (after               age               15               there               probably               will               be               restrictions               on               coverage),               how               it               will               be               used,               how               it               will               be               cared               for,               whether               you               provide               certain               medical               care               such               as               vaccinations               yourself,               who               will               be               using               it,               and               so               on.

If               your               horse               is               worth               more               than               $50,000,               you               will               probably               need               a               health               report               from               your               vet.
               Sources:
               www.frysequineinsurance.com;               Equine               Insurance/Horse               Insurance               Business
               www.horseinsurance.com,               Markel               Insurance               Company
               www.mize-insurance.com,               Horse               Insurance               FAQs
               www.horse-sense.org,               Jessica               Jahiel's               HORSE               SENSE               Newsletter               Archives






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    About 'cheap horse wormers'|Horse ownership







    About 'cheap horse wormers'|Horse ownership








    After               a               while               we               all               get               to               that               point               where               we               realize               the               horse               we               grew               up               with               isn't               getting               any               younger.

    My               mare               Leo's               Pretty               Flowers(affectionately               known               as               Ginger)               turned               27               this               April.

    I               got               her               as               a               yearling.

    Normally               this               would               not               have               been               an               ideal               situation               as               she               was               my               first               horse.

    I               got               lucky               and               got               a               horse               that               never               thought               about               doing               anything               to               hurt               me.

    Together               we               played               hide               and               seek               on               horseback,               discovered               more               trails               than               I               can               remember,               (both               in               Texas               and               Colorado)went               through               John               Lyons               certification               program,               and               now               she               helps               me               carry               my               son               around               for               a               walk               in               the               yard.

    She               has               really               started               having               a               harder               time               maintaining               her               weight               though.

    So               I               will               share               a               few               things               I               have               learned.

    Throw               The               Cheap               Feed               Out               The               Window
                   I               used               to               feed               the               generic               horse               feed.

    You               hear               all               the               time               that               it's               just               the               label               you're               paying               for.

    Sometimes               that               is               true,               but               in               the               case               of               feed               I               don't               think               it               is.

    If               you               feed               cheap               generic               feed               you               end               up               having               to               feed               more               just               to               keep               your               horse               looking               healthy.

    Yes,               you               pay               more               for               expensive               feed,               but               you               feed               about               half               as               much.

    I               finally               figured               out               that               feeding               a               complete               feed               does               save               you               more               money.

    Plus,               you               don't               have               to               add               all               the               extra               stuff               in               your               feed               because               it               has               all               that               in               there               anyway.

    Safe               and               Sound,               Safe               Choice,               and               Strategy               are               all               really               good               feeds.

    They               are               all               basically               the               same,               an               easily               digested               pellet               feed.

    I               know               when               I               started               feeding               my               mare               this               feed               it               made               a               huge               difference               in               her               appearance.

    I               have               my               mare               on               pasture,               but               I               also               feed               good               quality               coastal.

    When               it               starts               getting               dry               around               here               and               green               grass               is               scarce               I               usually               give               her               at               least               a               flake               of               Alfalfa               too.

    Another               big               thing               to               watch               concerning               feed               is               that               your               horse               is               getting               to               finish               her               feed.

    The               older               they               get,               the               less               teeth               they               have               and               this               makes               eating               more               of               a               task.

    That               means               if               you               have               multiple               horses               you               might               need               to               separate               them               while               your               old               horse               eats.

    That               way               he/she               gets               all               the               good               stuff.
                   Worm,               Worm,               Worm
                   Older               horses               immune               systems               just               don't               work               as               well.

    Worms               can               be               quite               a               hazard               for               an               older               horse.

    Anything               that               takes               away               from               their               weight               is               not               a               good               thing.

    If               you               notice               your               horse               getting               really               run               down,               it               might               be               time               for               a               super               worming.

    You               can               do               a               three               or               five               day               purge.

    This               involves               giving               a               wormer               every               day               for               three               or               five               days.

    Last               year               Idid               the               five               day               worming               for               my               mare.

    You               can               buy               five               separate               wormers               or               you               can               buy               a               wormer               that               is               meant               for               multiple               horses.

    If               you               do               separate               wormers               you               can               give               the               entire               contents               every               day               for               the               alloted               time.

    Be               sure               to               make               one               of               those               wormers               Zimectrin               Gold.

    That               is               one               of               the               only               wormers               on               the               market               that               kill               tapeworms.

    Another               option               if               your               horse               hates               wormer               or               you               don't               feel               comfortable               doing               this               is               to               let               your               vet               do               a               tube               worming.

    This               is               also               more               effective               than               just               doing               your               average               worming.(average               worming               is               done               every               two               months               or               so)               If               your               horse               has               not               been               wormed               in               months               keep               a               careful               eye               on               them               for               the               first               day               after               you               do               this.

    Tube               worming               and               purges               kill               off               a               lot               of               worms.

    If               the               horse               is               really               wormy               it               can               cause               your               horse               to               get               a               belly               ache               or               even               colic.
                   Dental               Work
                   Keeping               your               older               horses               teeth               in               good               shape               is               another               important               thing.

    Again,               anything               that               slows               down               their               eating               process               is               not               good.

    Just               like               people,               older               horses               start               losing               teeth.

    They               get               sharp               points               that               make               it               harder               to               eat               comfortably               and               effectively.

    Yearly               teeth               floating               should               be               scheduled               if               you               do               not               already               have               that               set               up.

    Your               veterinarian               will               sedate               your               horse               to               make               him/her               easier               to               work               with.

    Then               they               can               "float"               their               teeth.

    Sometimes               you               can               not               even               tell               your               horse               needs               his/her               teeth               done.

    But,               sometimes               you               can.

    Signs               that               they               might               need               their               teeth               check               include:               dropping               a               lot               of               feed               while               eating,               spitting               hay               out               and               re-eating               it,               dunking               it               in               water               to               soften               it,               and               sudden               sensitivity               to               the               bit.
                   Light               Exercise
                   Don't               give               up               on               exercise.

    If               you               don't               feel               your               horse               can               still               be               ridden               there               are               other               options.

    You               can               take               him/her               out               for               a               walk               or               some               light               lounging.

    Even               brushing               circulates               the               blood.

    A               good               massage               or               brushing               might               be               a               real               treat.

    I               still               ride               my               mare               occasionally,               usually               carrying               my               son.

    We               make               a               couple               of               laps               around               the               front               yard.

    It               thrills               my               son,               gives               her               a               gentle               warm               up,               and               make               me               dream               of               the               old               days.

    If               your               horse               is               still               able               to               trot               and               even               lope,               that               is               fine               too.

    Just               remember               to               warm               them               up.

    Start               out               nice               and               slow               doing               neck               bends,               moving               the               hips,               backing               up,               and               generally               giving               those               old               joints               a               chance               to               warm               up.
                   Blankets
                   Take               notice               of               your               horse's               body               warmth.

    Generally               they               tend               to               get               cold               a               lot               easier.

    I               usually               leave               my               mare               out               in               the               pasture               even               when               it's               cold               and               rainy.

    That               is               just               where               she               is               happier.

    But,               when               it               starts               getting               colder               I               start               putting               her               blanket               on.

    It               just               gives               her               a               little               extra               warmth.

    This               also               gives               her               less               of               a               chance               to               get               a               cold               or               pneumonia.

    If               possible               have               a               shed,               or               trees               or               some               shelter               to               block               the               brunt               of               the               wind               and               you               should               be               in               good               shape.

    extra               hay               on               really               chilly               days               also               helps               to               keep               a               horse               warm.
                   Sickness               and               Shots
                   Again,               the               older               they               get               the               more               compromised               their               immune               system               becomes.

    Keep               up               with               your               horses               shots.

    The               more               diseases               you               can               prevent               the               better               your               chances               are               for               a               really               long               life.

    Pay               attention               to               details.

    If               they               don't               seem               to               have               an               appetite,check               them               out.

    Take               their               temperature.

    Normal               for               a               horse               usually               ranges               anywhere               from               99.5               to               101.4.

    If               they               are               running               a               fever               contact               your               veterinarian.

    The               quicker               they               recover               form               any               illness               the               easier               it               is               on               their               bodies.

    Many               horses               do               not               eat               or               drink               when               they               don't               feel               well.

    So               if               you               notice               either               one               of               those               things               happening               be               sure               and               check               your               horses               temperature.

    If               a               horse               is               colicking               they               don't               always               run               a               fever.

    Normally,               though,               they               do               exhibit               signs.

    Some               of               those               are               as               follows:               biting               at               flanks,               getting               up               and               down               repeatedly,               sweating               around               flank               and               chest               area,               pawing               the               ground               and               acting               restless.

    If               your               horse               starts               rolling               get               your               horse               up               and               make               them               walk.

    This               is               a               life               or               death               thing.

    Rolling               can               cause               twisted               intestines               which               can               be               fatal.

    Make               them               walk               no               matter               what.

    I               always               keep               Banamine               on               hand.

    You               have               to               purchase               this               from               your               vet.

    He/she               can               instruct               you               on               how               to               use               it.

    It               can               slow               down               or               totally               stop               the               colic               and               is               a               good               thing               to               have               while               you               wait               on               the               vet               to               get               there.
                   As               your               horse               gets               older               paying               special               attention               is               needed,               but               also               don't               forget               just               to               enjoy               your               older               horse.

    After               all               they               have               worked               hard               and               deserve               to               live               retirement               out               well.






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    About 'horse race game'|Tweaking The Ontario Horse Racing Game Plan







    About 'horse race game'|Tweaking The Ontario Horse Racing Game Plan








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